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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,261 | $99,079-66.4% | $78,002-57.4% | $273,972-87.9% |
| Participation rate | 84.6% | 78.6%+6.0pp | 75.5%+9.1pp | 83.0%+1.6pp |
| Annual return | 6.21% | 217.93%-211.7pp | 425.99%-419.8pp | 41.46%-35.2pp |
| Employer contribution / active EE | $1,293 | $3,308-60.9% | $2,470-47.6% | $4,869-73.4% |
| Participant deferral / active EE | $1,562 | $4,306-63.7% | $3,497-55.3% | $5,287-70.5% |
| Admin fee / account holder | $723 | $8,954-91.9% | $5,481-86.8% | $10,133-92.9% |