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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,491 | $78,707-38.4% | $117,861-58.9% | $70,126-30.9% |
| Participation rate | 88.9% | 73.2%+15.7pp | 79.7%+9.2pp | 69.5%+19.3pp |
| Annual return | 11.51% | 23.30%-11.8pp | 335.11%-323.6pp | 73.15%-61.6pp |
| Employer contribution / active EE | $3,072 | $2,223+38.2% | $3,786-18.9% | $2,343+31.1% |
| Participant deferral / active EE | $2,101 | $3,297-36.3% | $4,482-53.1% | $3,332-36.9% |
| Admin fee / account holder | $379 | $5,066-92.5% | $8,021-95.3% | $4,645-91.8% |