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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,323 | $101,795+37.8% | $165,100-15.0% | $80,959+73.3% |
| Participation rate | 98.8% | 71.8%+26.9pp | 78.6%+20.1pp | 67.7%+31.1pp |
| Annual return | 9.83% | 16.73%-6.9pp | 70.21%-60.4pp | 35.67%-25.8pp |
| Employer contribution / active EE | $2,898 | $2,954-1.9% | $4,348-33.4% | $2,757+5.1% |
| Participant deferral / active EE | $5,229 | $4,476+16.8% | $6,035-13.4% | $4,300+21.6% |
| Admin fee / account holder | $17,273 | $8,221+110.1% | $12,696+36.1% | $6,925+149.4% |