Filed August 11, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,603 | $72,404-63.3% | $110,243-75.9% | $64,173-58.5% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -9.55% | -6.29%-3.3pp | 314.76%-324.3pp | 7.63%-17.2pp |
| Employer contribution / active EE | $5,948 | $2,282+160.7% | $3,827+55.4% | $2,381+149.8% |
| Participant deferral / active EE | $2,001 | $3,469-42.3% | $4,672-57.2% | $3,470-42.3% |
| Admin fee / account holder | $1,829 | $5,664-67.7% | $8,548-78.6% | $4,887-62.6% |