Filed August 11, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,143 | $78,707-66.8% | $117,861-77.8% | $70,126-62.7% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 18.77% | 23.30%-4.5pp | 335.11%-316.3pp | 73.15%-54.4pp |
| Employer contribution / active EE | $6,625 | $2,223+197.9% | $3,786+75.0% | $2,343+182.8% |
| Participant deferral / active EE | $2,265 | $3,297-31.3% | $4,482-49.5% | $3,332-32.0% |
| Admin fee / account holder | $1,751 | $5,066-65.4% | $8,021-78.2% | $4,645-62.3% |