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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,898 | $72,027+77.6% | $185,835-31.2% | $79,852+60.2% |
| Participation rate | 97.3% | 65.8%+31.5pp | 78.0%+19.2pp | 69.6%+27.6pp |
| Annual return | 9.89% | 23.13%-13.2pp | 35.96%-26.1pp | 31.72%-21.8pp |
| Employer contribution / active EE | $1,322 | $1,965-32.7% | $4,087-67.7% | $2,471-46.5% |
| Participant deferral / active EE | $6,905 | $3,780+82.7% | $5,633+22.6% | $3,740+84.6% |
| Admin fee / account holder | $1,052 | $4,513-76.7% | $9,502-88.9% | $5,306-80.2% |