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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,809 | $62,672+76.8% | $185,117-40.1% | $70,126+58.0% |
| Participation rate | 95.9% | 63.8%+32.1pp | 77.3%+18.6pp | 69.5%+26.4pp |
| Annual return | 12.37% | 40.79%-28.4pp | 40.50%-28.1pp | 73.15%-60.8pp |
| Employer contribution / active EE | $1,198 | $1,753-31.7% | $4,182-71.4% | $2,343-48.9% |
| Participant deferral / active EE | $5,389 | $3,272+64.7% | $5,045+6.8% | $3,332+61.8% |
| Admin fee / account holder | $5,287 | $3,932+34.5% | $8,159-35.2% | $4,645+13.8% |