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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,044 | $79,894+9.0% | $135,792-35.9% | $82,637+5.3% |
| Participation rate | 100.0% | 63.0%+37.0pp | 72.6%+27.4pp | 68.1%+31.9pp |
| Annual return | 4.66% | 17.20%-12.5pp | 25.96%-21.3pp | 53.51%-48.8pp |
| Employer contribution / active EE | $2,270 | $2,165+4.8% | $3,496-35.1% | $2,552-11.1% |
| Participant deferral / active EE | $3,760 | $3,194+17.7% | $4,759-21.0% | $4,126-8.9% |
| Admin fee / account holder | $8,038 | $6,434+24.9% | $12,266-34.5% | $7,339+9.5% |