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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,460 | $61,605+4.6% | $112,273-42.6% | $75,173-14.3% |
| Participation rate | 92.9% | 61.7%+31.2pp | 72.4%+20.4pp | 67.2%+25.7pp |
| Annual return | -6.39% | 28.47%-34.9pp | 30.23%-36.6pp | 160.72%-167.1pp |
| Employer contribution / active EE | $1,687 | $2,015-16.3% | $3,431-50.8% | $2,671-36.8% |
| Participant deferral / active EE | $2,056 | $3,108-33.8% | $4,800-57.2% | $4,126-50.2% |
| Admin fee / account holder | $10,802 | $4,862+122.2% | $7,752+39.3% | $5,651+91.2% |