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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,711 | $78,607+47.2% | $105,624+9.5% | $74,478+55.4% |
| Participation rate | 61.7% | 72.8%-11.1pp | 75.3%-13.6pp | 67.2%-5.5pp |
| Annual return | 14.57% | 15.96%-1.4pp | 116.20%-101.6pp | 1370.56%-1356.0pp |
| Employer contribution / active EE | $1,517 | $2,523-39.9% | $3,168-52.1% | $2,626-42.2% |
| Participant deferral / active EE | $4,494 | $4,325+3.9% | $5,013-10.4% | $4,350+3.3% |
| Admin fee / account holder | $2,717 | $2,220+22.4% | $10,961-75.2% | $1,946+39.7% |