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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,711 | $78,562+47.3% | $105,608+9.6% | $74,429+55.5% |
| Participation rate | 61.7% | 72.8%-11.1pp | 75.3%-13.6pp | 67.2%-5.5pp |
| Annual return | 14.57% | 15.94%-1.4pp | 116.50%-101.9pp | 1368.38%-1353.8pp |
| Employer contribution / active EE | $1,517 | $2,521-39.8% | $3,167-52.1% | $2,625-42.2% |
| Participant deferral / active EE | $4,494 | $4,321+4.0% | $5,010-10.3% | $4,348+3.3% |
| Admin fee / account holder | $2,717 | $2,217+22.6% | $11,028-75.4% | $1,944+39.8% |