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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,709 | $78,705-78.8% | $117,857-85.8% | $70,131-76.2% |
| Participation rate | 96.5% | 73.2%+23.3pp | 79.7%+16.8pp | 69.5%+26.9pp |
| Annual return | 9.53% | 23.30%-13.8pp | 335.09%-325.6pp | 73.14%-63.6pp |
| Employer contribution / active EE | $3,105 | $2,223+39.7% | $3,786-18.0% | $2,342+32.6% |
| Participant deferral / active EE | $2,518 | $3,297-23.6% | $4,482-43.8% | $3,332-24.4% |
| Admin fee / account holder | $13,726 | $5,065+171.0% | $8,020+71.1% | $4,645+195.5% |