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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,070 | $69,977-58.5% | $108,582-73.2% | $62,881-53.8% |
| Participation rate | 97.8% | 72.9%+24.9pp | 79.6%+18.2pp | 69.3%+28.5pp |
| Annual return | 4.01% | 10.73%-6.7pp | -51.70%+55.7pp | 20.14%-16.1pp |
| Employer contribution / active EE | $0 | $2,135-100.0% | $3,758-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,827 | $3,165-42.3% | $4,311-57.6% | $3,203-43.0% |
| Admin fee / account holder | $4,218 | $5,076-16.9% | $7,645-44.8% | $4,296-1.8% |