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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,249 | $58,493+122.7% | $84,023+55.0% | $72,976+78.5% |
| Participation rate | 87.3% | 61.2%+26.0pp | 69.0%+18.3pp | 69.5%+17.8pp |
| Annual return | 13.11% | 28.93%-15.8pp | 71.32%-58.2pp | 81.02%-67.9pp |
| Employer contribution / active EE | $2,789 | $1,163+139.8% | $1,984+40.6% | $2,440+14.3% |
| Participant deferral / active EE | $3,805 | $2,394+59.0% | $3,239+17.5% | $3,608+5.5% |
| Admin fee / account holder | $16,411 | $4,569+259.2% | $6,102+168.9% | $5,124+220.3% |