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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,199 | $54,541+180.9% | $78,778+94.5% | $70,126+118.5% |
| Participation rate | 90.7% | 60.8%+29.9pp | 69.2%+21.5pp | 69.5%+21.2pp |
| Annual return | 12.20% | 21.07%-8.9pp | 35.62%-23.4pp | 73.15%-60.9pp |
| Employer contribution / active EE | $3,240 | $1,089+197.6% | $1,986+63.1% | $2,343+38.3% |
| Participant deferral / active EE | $5,585 | $2,210+152.7% | $2,958+88.8% | $3,332+67.6% |
| Admin fee / account holder | $5,763 | $3,709+55.4% | $5,134+12.3% | $4,645+24.1% |