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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $48,062 |
Filed as: MERRILL LYNCH Service code 17 · EIN 13-5674085 | Pension Consulting | $22,214 |
Service code 13 · EIN 35-1140070 | Contract Administrator | $2,435 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,764 | $57,570-74.4% | $121,204-87.8% | $80,157-81.6% |
| Participation rate | 83.6% | 58.8%+24.8pp | 69.5%+14.1pp | 72.9%+10.7pp |
| Annual return | 22.39% | 20.42%+2.0pp | 987.18%-964.8pp | 40.39%-18.0pp |
| Employer contribution / active EE | $438 | $2,119-79.3% | $4,170-89.5% | $2,977-85.3% |
| Participant deferral / active EE | $1,362 | $3,092-56.0% | $4,083-66.6% | $5,015-72.8% |
| Admin fee / account holder | $45 | $121-62.6% | $5,651-99.2% | $145-68.7% |