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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $11,978 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,146 | $52,149-63.3% | $122,354-84.4% | $77,958-75.4% |
| Participation rate | 39.4% | 58.6%-19.2pp | 71.6%-32.3pp | 71.6%-32.3pp |
| Annual return | 16.55% | 17.75%-1.2pp | 30.28%-13.7pp | 20.87%-4.3pp |
| Employer contribution / active EE | $264 | $1,750-84.9% | $4,051-93.5% | $2,310-88.6% |
| Participant deferral / active EE | $740 | $2,114-65.0% | $3,287-77.5% | $3,537-79.1% |
| Admin fee / account holder | $0 | $93-100.0% | $5,479-100.0% | $97-100.0% |