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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $592,516 | $228,395+159.4% | $185,861+218.8% | $158,982+272.7% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 8.13% | 40.82%-32.7pp | 35.96%-27.8pp | 302.99%-294.9pp |
| Employer contribution / active EE | $20,574 | $4,968+314.2% | $4,088+403.3% | $4,763+332.0% |
| Participant deferral / active EE | $12,513 | $6,417+95.0% | $5,634+122.1% | $5,983+109.1% |
| Admin fee / account holder | $2,707 | $11,869-77.2% | $9,503-71.5% | $11,252-75.9% |