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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,609 | $215,361+86.5% | $171,082+134.7% | $273,972+46.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | 9.77% | 25.14%-15.4pp | 32.56%-22.8pp | 41.46%-31.7pp |
| Employer contribution / active EE | $5,742 | $4,967+15.6% | $4,002+43.5% | $4,869+17.9% |
| Participant deferral / active EE | $13,925 | $5,543+151.2% | $4,797+190.3% | $5,287+163.4% |
| Admin fee / account holder | $2,059 | $10,846-81.0% | $8,520-75.8% | $10,133-79.7% |