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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,721 | $211,946+105.6% | $169,452+157.1% | $135,380+221.9% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -5.94% | 3.26%-9.2pp | 1.83%-7.8pp | 519.81%-525.7pp |
| Employer contribution / active EE | $2,800 | $5,117-45.3% | $4,157-32.7% | $4,779-41.4% |
| Participant deferral / active EE | $14,263 | $6,075+134.8% | $5,277+170.3% | $5,609+154.3% |
| Admin fee / account holder | $2,469 | $11,472-78.5% | $9,110-72.9% | $10,828-77.2% |