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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,546 | $63,845-64.7% | $81,370-72.3% | $80,959-72.2% |
| Participation rate | 80.6% | 63.9%+16.8pp | 69.5%+11.1pp | 67.7%+13.0pp |
| Annual return | 8.26% | 16.37%-8.1pp | 24.85%-16.6pp | 35.67%-27.4pp |
| Employer contribution / active EE | $863 | $1,980-56.4% | $2,464-65.0% | $2,757-68.7% |
| Participant deferral / active EE | $1,184 | $3,093-61.7% | $3,885-69.5% | $4,300-72.5% |
| Admin fee / account holder | $4,781 | $5,688-16.0% | $5,749-16.8% | $6,925-31.0% |