Filed March 8, 2005
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MILLIMAN, INC.1 year Service code 15 · EIN 91-0675641 | Recordkeeping | $24,617 |
CAPFINANCIAL PARTNERS LLC7+ years Filed as: CAPTRUST INVESTMENT ADVISORS Service code 26 803 M15 · CLARKSTON, MI 48348 | Advisory (Participants) | $11,812 |
Service code 19 · EIN 94-1737782 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,458 | $50,956-59.9% | $96,562-78.8% | $86,799-76.4% |
| Participation rate | 12.1% | 65.2%-53.2pp | 69.8%-57.8pp | 72.3%-60.2pp |
| Annual return | 10.04% | 21.27%-11.2pp | 37.78%-27.7pp | 97.91%-87.9pp |
| Employer contribution / active EE | $0 | $1,111-100.0% | $2,356-100.0% | $2,405-100.0% |
| Participant deferral / active EE | $314 | $2,954-89.4% | $3,849-91.8% | $4,131-92.4% |
| Admin fee / account holder | $799 | $166+381.4% | $6,181-87.1% | $170+371.4% |