Filed March 8, 2005
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 16 8031 M 15 · CLARKSTON, MI 48348 | Consulting | $29,861 |
WOLFF & TAYLOR PC1 year Filed as: WOLF & TAYLOR PC Service code 10 · EIN 43-1305868 | Accounting | $28,335 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,904 | $64,286-67.5% | $90,951-77.0% | $73,409-71.5% |
| Participation rate | 11.0% | 63.6%-52.6pp | 69.0%-58.0pp | 72.2%-61.2pp |
| Annual return | 6.01% | 21.45%-15.4pp | 134.60%-128.6pp | 59.29%-53.3pp |
| Employer contribution / active EE | $0 | $895-100.0% | $2,122-100.0% | $2,234-100.0% |
| Participant deferral / active EE | $286 | $2,453-88.3% | $3,373-91.5% | $3,805-92.5% |
| Admin fee / account holder | $1,614 | $287+462.3% | $5,959-72.9% | $158+922.5% |