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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,976 | $53,774-18.2% | $134,162-67.2% | $79,856-44.9% |
| Participation rate | 84.8% | 58.8%+26.1pp | 72.2%+12.7pp | 69.6%+15.2pp |
| Annual return | 12.88% | 19.01%-6.1pp | 36.35%-23.5pp | 31.71%-18.8pp |
| Employer contribution / active EE | $1,245 | $1,322-5.8% | $3,705-66.4% | $2,471-49.6% |
| Participant deferral / active EE | $2,594 | $2,420+7.2% | $3,500-25.9% | $3,741-30.7% |
| Admin fee / account holder | $2,350 | $3,985-41.0% | $6,685-64.8% | $5,306-55.7% |