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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,069 | $43,730-15.2% | $121,220-69.4% | $64,173-42.2% |
| Participation rate | 85.3% | 58.3%+27.0pp | 71.8%+13.5pp | 69.6%+15.7pp |
| Annual return | -6.58% | 68.94%-75.5pp | 16.94%-23.5pp | 7.63%-14.2pp |
| Employer contribution / active EE | $1,193 | $1,297-8.0% | $4,023-70.3% | $2,381-49.9% |
| Participant deferral / active EE | $2,171 | $2,281-4.8% | $3,345-35.1% | $3,470-37.4% |
| Admin fee / account holder | $5,583 | $3,502+59.4% | $5,021+11.2% | $4,887+14.2% |