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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,732 | $41,377-8.8% | $109,313-65.5% | $62,881-40.0% |
| Participation rate | 82.4% | 57.5%+24.8pp | 71.3%+11.1pp | 69.3%+13.0pp |
| Annual return | 3.03% | 11.05%-8.0pp | 22.07%-19.0pp | 20.14%-17.1pp |
| Employer contribution / active EE | $1,040 | $1,276-18.5% | $3,892-73.3% | $2,281-54.4% |
| Participant deferral / active EE | $2,059 | $2,045+0.7% | $3,166-35.0% | $3,203-35.7% |
| Admin fee / account holder | $3,512 | $2,884+21.8% | $5,666-38.0% | $4,296-18.3% |