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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,703 | $65,437-59.2% | $86,698-69.2% | $66,949-60.1% |
| Participation rate | 98.0% | 75.5%+22.5pp | 76.6%+21.4pp | 69.8%+28.2pp |
| Annual return | -13.29% | -10.91%-2.4pp | 35.96%-49.3pp | 1.57%-14.9pp |
| Employer contribution / active EE | $2,528 | $2,154+17.4% | $2,837-10.9% | $2,545-0.7% |
| Participant deferral / active EE | $9,178 | $4,102+123.7% | $4,656+97.1% | $4,239+116.5% |
| Admin fee / account holder | $47 | $642-92.6% | $7,492-99.4% | $594-92.0% |