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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,972 | $84,936-64.7% | $111,308-73.1% | $79,391-62.2% |
| Participation rate | 89.5% | 75.9%+13.6pp | 77.3%+12.2pp | 70.7%+18.8pp |
| Annual return | 19.47% | 17.45%+2.0pp | 54.67%-35.2pp | 116.88%-97.4pp |
| Employer contribution / active EE | $634 | $1,979-68.0% | $2,732-76.8% | $2,428-73.9% |
| Participant deferral / active EE | $5,146 | $3,888+32.4% | $4,487+14.7% | $4,046+27.2% |
| Admin fee / account holder | $5,309 | $537+888.4% | $7,965-33.3% | $627+747.4% |