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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,607 | $62,583-70.3% | $76,767-75.8% | $64,173-71.0% |
| Participation rate | 90.6% | 72.8%+17.8pp | 77.0%+13.7pp | 69.6%+21.1pp |
| Annual return | -6.79% | -1.95%-4.8pp | 2.43%-9.2pp | 7.63%-14.4pp |
| Employer contribution / active EE | $689 | $1,832-62.4% | $2,485-72.3% | $2,381-71.1% |
| Participant deferral / active EE | $5,800 | $3,145+84.4% | $3,852+50.6% | $3,470+67.2% |
| Admin fee / account holder | $990 | $4,667-78.8% | $6,675-85.2% | $4,887-79.7% |