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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,564 | $181,062-10.8% | $158,223+2.1% | $155,188+4.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 6.70% | 57.39%-50.7pp | 52.09%-45.4pp | 148.84%-142.1pp |
| Employer contribution / active EE | $7,483 | $4,565+63.9% | $4,109+82.1% | $4,248+76.2% |
| Participant deferral / active EE | $22,515 | $6,134+267.0% | $5,467+311.8% | $6,531+244.7% |
| Admin fee / account holder | $239,242 | $18,825+1170.9% | $16,047+1390.9% | $14,480+1552.3% |