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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,998 | $96,643-27.6% | $86,617-19.2% | $139,456-49.8% |
| Participation rate | 62.5% | 74.4%-11.9pp | 71.7%-9.2pp | 80.3%-17.8pp |
| Annual return | 16.99% | 106.57%-89.6pp | 591.91%-574.9pp | 373.45%-356.5pp |
| Employer contribution / active EE | $2,828 | $3,264-13.4% | $3,023-6.5% | $4,753-40.5% |
| Participant deferral / active EE | $4,686 | $4,835-3.1% | $4,437+5.6% | $6,711-30.2% |
| Admin fee / account holder | $3,133 | $6,406-51.1% | $5,613-44.2% | $11,407-72.5% |