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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,776 | $99,011+306.8% | $86,582+365.2% | $147,586+172.9% |
| Participation rate | 27.3% | 76.3%-49.1pp | 73.5%-46.3pp | 82.8%-55.6pp |
| Annual return | 21.31% | 1312.75%-1291.4pp | 965.08%-943.8pp | 578.59%-557.3pp |
| Employer contribution / active EE | $1,784 | $3,132-43.0% | $2,839-37.2% | $4,876-63.4% |
| Participant deferral / active EE | $3,818 | $3,972-3.9% | $3,609+5.8% | $5,439-29.8% |
| Admin fee / account holder | $0 | $5,709-100.0% | $4,904-100.0% | $10,886-100.0% |