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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,278 | $107,368-42.9% | $92,915-34.0% | $152,909-59.9% |
| Participation rate | 40.0% | 79.8%-39.8pp | 76.0%-36.0pp | 82.5%-42.5pp |
| Annual return | 22.51% | 145.64%-123.1pp | 109.45%-86.9pp | 345.46%-323.0pp |
| Employer contribution / active EE | $1,341 | $4,222-68.3% | $3,653-63.3% | $4,764-71.9% |
| Participant deferral / active EE | $5,096 | $4,848+5.1% | $4,238+20.2% | $5,851-12.9% |
| Admin fee / account holder | $0 | $7,082-100.0% | $5,796-100.0% | $11,601-100.0% |