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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,371 | $106,008-53.4% | $92,240-46.5% | $147,586-66.5% |
| Participation rate | 33.3% | 80.4%-47.1pp | 76.5%-43.1pp | 82.8%-49.5pp |
| Annual return | 40.08% | 50.05%-10.0pp | 176.29%-136.2pp | 578.59%-538.5pp |
| Employer contribution / active EE | $1,887 | $4,333-56.5% | $3,680-48.7% | $4,876-61.3% |
| Participant deferral / active EE | $7,333 | $4,478+63.8% | $3,897+88.2% | $5,439+34.8% |
| Admin fee / account holder | $0 | $6,333-100.0% | $5,194-100.0% | $10,886-100.0% |