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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,535 | $86,705+67.9% | $73,309+98.5% | $125,393+16.1% |
| Participation rate | 15.4% | 78.6%-63.2pp | 74.9%-59.5pp | 83.2%-67.8pp |
| Annual return | -2.00% | 2.78%-4.8pp | 5.67%-7.7pp | 282.23%-284.2pp |
| Employer contribution / active EE | $0 | $4,152-100.0% | $3,237-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $2,722 | $5,549-51.0% | $4,991-45.5% | $5,351-49.1% |
| Admin fee / account holder | $0 | $7,772-100.0% | $5,637-100.0% | $9,541-100.0% |