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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,190 | $96,558+58.7% | $80,977+89.2% | $273,972-44.1% |
| Participation rate | 14.3% | 79.1%-64.8pp | 75.8%-61.5pp | 83.0%-68.7pp |
| Annual return | -3.27% | 15.14%-18.4pp | 17.11%-20.4pp | 41.46%-44.7pp |
| Employer contribution / active EE | $0 | $4,869-100.0% | $3,715-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,660 | $6,598-59.7% | $5,696-53.3% | $5,287-49.7% |
| Admin fee / account holder | $0 | $7,493-100.0% | $5,517-100.0% | $10,133-100.0% |