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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,897 | $156,398-45.1% | $147,318-41.7% | $138,895-38.2% |
| Participation rate | 85.7% | 83.8%+2.0pp | 82.1%+3.6pp | 79.9%+5.8pp |
| Annual return | 14.81% | 78.75%-63.9pp | 70.43%-55.6pp | 145.39%-130.6pp |
| Employer contribution / active EE | $2,842 | $4,853-41.4% | $4,593-38.1% | $4,194-32.2% |
| Participant deferral / active EE | $6,017 | $8,237-27.0% | $7,906-23.9% | $6,396-5.9% |
| Admin fee / account holder | $3,062 | $14,976-79.6% | $13,708-77.7% | $12,562-75.6% |