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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL4 years Filed as: LPL FINANCIAL LLC Service code 27 · EIN 04-3046611 | Advisory (Plan) | $26,241 |
Service code 37 · EIN 04-2647786 | Loan Processing | $24,634 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,121 | $84,482-52.5% | $125,363-68.0% | $66,930-40.1% |
| Participation rate | 99.1% | 76.4%+22.7pp | 82.4%+16.7pp | 69.8%+29.3pp |
| Annual return | -21.24% | -8.49%-12.7pp | 572.15%-593.4pp | 1.57%-22.8pp |
| Employer contribution / active EE | $2,116 | $3,553-40.4% | $4,815-56.0% | $2,545-16.8% |
| Participant deferral / active EE | $5,522 | $6,782-18.6% | $7,447-25.8% | $4,238+30.3% |
| Admin fee / account holder | $352 | $685-48.6% | $10,005-96.5% | $593-40.7% |