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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,150 | $152,612+71.8% | $125,192+109.4% | $152,897+71.5% |
| Participation rate | 80.0% | 83.3%-3.3pp | 79.8%+0.2pp | 82.5%-2.5pp |
| Annual return | 8.02% | 54.85%-46.8pp | 43.79%-35.8pp | 345.43%-337.4pp |
| Employer contribution / active EE | $4,268 | $4,947-13.7% | $3,866+10.4% | $4,764-10.4% |
| Participant deferral / active EE | $16,249 | $5,868+176.9% | $4,937+229.1% | $5,851+177.7% |
| Admin fee / account holder | $63 | $13,437-99.5% | $9,704-99.4% | $11,599-99.5% |