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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,244 | $97,881+130.1% | $80,004+181.5% | $125,389+79.6% |
| Participation rate | 75.0% | 77.9%-2.9pp | 73.0%+2.0pp | 83.2%-8.2pp |
| Annual return | -2.48% | 9.36%-11.8pp | 7.63%-10.1pp | 282.24%-284.7pp |
| Employer contribution / active EE | $1,533 | $3,128-51.0% | $2,473-38.0% | $4,866-68.5% |
| Participant deferral / active EE | $10,633 | $3,744+184.0% | $3,204+231.9% | $5,352+98.7% |
| Admin fee / account holder | $1,350 | $6,278-78.5% | $5,033-73.2% | $9,541-85.8% |