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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,016 | $59,839-71.6% | $81,988-79.2% | $79,858-78.7% |
| Participation rate | 41.3% | 61.6%-20.3pp | 69.3%-27.9pp | 69.6%-28.3pp |
| Annual return | 19.28% | 17.56%+1.7pp | 41.31%-22.0pp | 31.72%-12.4pp |
| Employer contribution / active EE | $0 | $1,713-100.0% | $2,498-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,134 | $2,695-20.8% | $3,722-42.7% | $3,740-42.9% |
| Admin fee / account holder | $1,623 | $4,287-62.1% | $5,665-71.3% | $5,306-69.4% |