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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,660 | $58,587-64.7% | $83,322-75.2% | $64,173-67.8% |
| Participation rate | 40.7% | 72.0%-31.3pp | 77.8%-37.0pp | 69.6%-28.8pp |
| Annual return | -10.72% | 9.65%-20.4pp | 10.64%-21.4pp | 7.63%-18.4pp |
| Employer contribution / active EE | $914 | $2,098-56.4% | $3,379-72.9% | $2,381-61.6% |
| Participant deferral / active EE | $5,352 | $4,654+15.0% | $5,565-3.8% | $3,470+54.2% |
| Admin fee / account holder | $221 | $9,279-97.6% | $7,540-97.1% | $4,887-95.5% |