Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,264 | $56,277-80.0% | $80,976-86.1% | $62,891-82.1% |
| Participation rate | 34.3% | 69.0%-34.7pp | 75.8%-41.5pp | 69.3%-35.0pp |
| Annual return | 10.98% | 22.12%-11.1pp | 17.10%-6.1pp | 20.14%-9.2pp |
| Employer contribution / active EE | $302 | $1,943-84.4% | $3,714-91.9% | $2,281-86.7% |
| Participant deferral / active EE | $2,416 | $4,195-42.4% | $5,696-57.6% | $3,203-24.6% |
| Admin fee / account holder | $3,035 | $3,741-18.9% | $5,516-45.0% | $4,296-29.3% |