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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,505 | $57,057-58.8% | $85,009-72.4% | $80,874-70.9% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.6%+32.4pp |
| Annual return | 35.59% | 21.66%+13.9pp | 66.47%-30.9pp | 35.62%0pp |
| Employer contribution / active EE | $6,440 | $1,799+258.0% | $2,728+136.0% | $2,756+133.7% |
| Participant deferral / active EE | $7,479 | $3,112+140.3% | $4,522+65.4% | $4,297+74.1% |
| Admin fee / account holder | $1,223 | $4,986-75.5% | $6,153-80.1% | $6,935-82.4% |