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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,505 | $57,140-58.9% | $85,240-72.4% | $80,959-71.0% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 35.59% | 21.71%+13.9pp | 66.75%-31.2pp | 35.67%-0.1pp |
| Employer contribution / active EE | $6,440 | $1,802+257.4% | $2,735+135.4% | $2,757+133.6% |
| Participant deferral / active EE | $7,479 | $3,115+140.1% | $4,527+65.2% | $4,300+73.9% |
| Admin fee / account holder | $1,223 | $4,992-75.5% | $6,165-80.2% | $6,925-82.3% |