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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,505 | $57,073-58.8% | $85,126-72.4% | $80,925-71.0% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 35.59% | 21.69%+13.9pp | 66.63%-31.0pp | 35.65%-0.1pp |
| Employer contribution / active EE | $6,440 | $1,801+257.6% | $2,731+135.8% | $2,756+133.6% |
| Participant deferral / active EE | $7,479 | $3,113+140.2% | $4,523+65.3% | $4,299+74.0% |
| Admin fee / account holder | $1,223 | $4,988-75.5% | $6,160-80.1% | $6,940-82.4% |