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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,152 | $201,264-63.2% | $184,185-59.7% | $145,978-49.2% |
| Participation rate | 90.0% | 87.5%+2.5pp | 86.8%+3.2pp | 80.3%+9.7pp |
| Annual return | 21.37% | 29.00%-7.6pp | 28.81%-7.4pp | 550.52%-529.1pp |
| Employer contribution / active EE | $3,977 | $7,021-43.4% | $6,426-38.1% | $4,662-14.7% |
| Participant deferral / active EE | $9,512 | $9,806-3.0% | $9,132+4.2% | $6,690+42.2% |
| Admin fee / account holder | $22,774 | $16,376+39.1% | $13,909+63.7% | $13,400+70.0% |