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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,763 | $185,883-58.2% | $170,043-54.3% | $139,466-44.2% |
| Participation rate | 92.3% | 87.8%+4.5pp | 87.0%+5.3pp | 80.3%+12.0pp |
| Annual return | 19.60% | 60.54%-40.9pp | 53.40%-33.8pp | 373.66%-354.1pp |
| Employer contribution / active EE | $2,514 | $7,596-66.9% | $6,790-63.0% | $4,754-47.1% |
| Participant deferral / active EE | $6,880 | $11,626-40.8% | $10,410-33.9% | $6,712+2.5% |
| Admin fee / account holder | $7,516 | $15,393-51.2% | $12,824-41.4% | $11,409-34.1% |