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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,923 | $138,078+117.2% | $125,363+139.2% | $134,509+123.0% |
| Participation rate | 84.6% | 84.5%+0.1pp | 82.4%+2.2pp | 81.2%+3.4pp |
| Annual return | -17.96% | 750.49%-768.4pp | 572.15%-590.1pp | 418.13%-436.1pp |
| Employer contribution / active EE | $5,092 | $5,245-2.9% | $4,815+5.8% | $4,741+7.4% |
| Participant deferral / active EE | $12,385 | $7,800+58.8% | $7,447+66.3% | $6,400+93.5% |
| Admin fee / account holder | $44,407 | $11,566+284.0% | $10,005+343.8% | $11,427+288.6% |