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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,038 | $165,361+108.1% | $149,715+129.8% | $158,950+116.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -0.72% | 348.24%-349.0pp | 276.66%-277.4pp | 302.91%-303.6pp |
| Employer contribution / active EE | $6,198 | $5,103+21.5% | $4,645+33.5% | $4,762+30.2% |
| Participant deferral / active EE | $18,465 | $7,182+157.1% | $6,842+169.9% | $5,983+208.6% |
| Admin fee / account holder | $13,889 | $10,808+28.5% | $9,310+49.2% | $11,248+23.5% |