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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,143 | $176,077-51.6% | $159,455-46.6% | $167,518-49.2% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 36.49% | 331.83%-295.3pp | 263.63%-227.1pp | 478.71%-442.2pp |
| Employer contribution / active EE | $1,810 | $5,298-65.8% | $4,830-62.5% | $4,838-62.6% |
| Participant deferral / active EE | $7,368 | $7,751-4.9% | $7,353+0.2% | $6,342+16.2% |
| Admin fee / account holder | $9,514 | $12,556-24.2% | $10,800-11.9% | $12,312-22.7% |