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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,553 | $138,076-69.2% | $123,553-65.6% | $135,380-68.6% |
| Participation rate | 90.0% | 84.7%+5.3pp | 82.3%+7.7pp | 82.6%+7.4pp |
| Annual return | 0.00% | 153.70%-153.7pp | 119.21%-119.2pp | 519.81%-519.8pp |
| Employer contribution / active EE | $1,877 | $5,152-63.6% | $4,628-59.4% | $4,779-60.7% |
| Participant deferral / active EE | $5,264 | $6,800-22.6% | $6,426-18.1% | $5,609-6.1% |
| Admin fee / account holder | $3,512 | $10,917-67.8% | $9,284-62.2% | $10,828-67.6% |