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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,649 | $118,869-6.9% | $96,575+14.6% | $167,518-33.9% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 11.78% | 50.49%-38.7pp | 37.79%-26.0pp | 478.71%-466.9pp |
| Employer contribution / active EE | $7,777 | $3,120+149.3% | $2,357+230.0% | $4,838+60.7% |
| Participant deferral / active EE | $5,211 | $4,616+12.9% | $3,849+35.4% | $6,342-17.8% |
| Admin fee / account holder | $1,069 | $8,067-86.7% | $6,182-82.7% | $12,312-91.3% |